System and Method for Entering, formatting, Sharing and Validating Credit Data Between Businesses and Creditors

摘要

A system and method for assisting firms enter, format, and validate their financial data with their creditors easily, with greater integrity and greater transparency in credit practices. The system allows for input of a firms financial data, formatting that data into industry standard business format, and allow for secure sharing of that information between businesses, partners and creditors. The system maps idiosyncratic data representations and similar forms of semi-structured data to a single standard taxonomy, allows users to improve and approve the mapping, and learns from those users' actions to improve the fidelity of the translation over time. The system uses a firms' own actions on a financial data sharing site to establish a measure of their data's integrity, accuracy, and trustworthiness.

主权项

1. A computer implemented method for self-aggregation and validation of business information sharing, suitable for implementation on a processor, comprising:
inputting a plurality of financial data into a computer system; saving the data into a database; parsing the data into a plurality of discrete data objects; applying attributes initially and over time; reconstituting data objects according to a standardize-able taxonomy; applying interactive machine-learning techniques to translate the semi-structured, non-standard financial data into a plurality of machine readable data, sharing the formatted data with an authorized user over a network, wherein said inputting, saving, parsing, applying, reconstituting, applying and sharing are performed by a processor.