| 主权项 |
1. A system for allowing online purchases with a prepaid card, the system comprising:
a computer implemented infrastructure comprising a prepaid technology module, a payment gateway and a digital settlement network; the prepaid technology module to receive information related to a purchased pre-paid card, the prepaid technology module to store a number associated with the purchased pre-paid card, wherein the prepaid card is purchased at a retailer; an interface to receive an online purchase request from a consumer, the online purchase request identifying a product requested for purchase using the purchased pre-paid card; the payment gateway in communication with the interface to couple the prepaid technology module and the interface; the digital settlement network to receive the online purchase request from the consumer through the payment gateway, the digital settlement network further to authenticate the purchased pre-paid card based on predetermined business rules associated with the online purchase request and to determine the online purchase request is of a type that is permitted to be purchased using the purchased pre-paid card; wherein the prepaid technology module, the interface, the payment gateway, and the digital settlement network are part of the computer implemented infrastructure separate from a content provider of the product requested for purchase and the retailer; wherein the payment gateway comprises a commerce router for interfacing between a website of the content provider and the payment gateway; wherein the content provider has access to the digital settlement network; wherein the purchased pre-paid card is not redeemable at the retailer; and wherein the purchased pre-paid card is redeemable only at the website of the content provider. |
