主权项 |
1. A computer-implemented method for performing an electronic transaction over a payment network system, the payment network system including a payment card account system having a server system coupled to a memory device, the transaction initiated by a cardholder using a cardholder computer device in communication with a merchant computer device of a merchant, the cardholder computer device associated with a vehicle, said method comprising:
receiving first merchant data at the cardholder computer device when the vehicle is located within a predetermined distance of the merchant computer device, the first merchant data including a plurality of items offered for sale by the merchant; displaying at least some of the first merchant data on a user display coupled to the cardholder computer device; prompting the cardholder to select a purchase item from the plurality of items; receiving account data at the cardholder computer device; transmitting purchase data including at least one of an account data and a purchase item data to the merchant computer device, wherein the merchant computer device is configured to generate a payment authorization request message for providing to an issuing bank based at least in part on the purchase data; and receiving, at the cardholder computer device, a confirmation message in response to the authorization request message confirming that the issuing bank authorized the transaction. |