SYSTEM AND METHOD FOR DETERMINATION OF PAYROLL RELATED INSURANCE PREMIUMS

摘要

A computer-implemented method for determining payroll related insurance premiums includes receiving at a server computer first payroll data relating to a first employer in a first data format from a first source and second payroll data in a second data format from a second source. At least one of the first source and the second source includes an employer payroll computer system at an employer location. The received data is read and extracted by a utility program at the employer location. The method further includes conditioning the received payroll data into uniform format payroll data; filtering by at least one of the utility program and the server computer the payroll data to remove non-premium related data; applying by inclusion and exclusion rules from a rules engine to determine payroll data items to consider in calculating a payroll-based insurance premium; and calculating payroll-based insurance premiums.

主权项

1. A computer-implemented method for determining payroll related insurance premiums, comprising:
receiving at a server computer first payroll data relating to a first employer in a first data format from a first source and second payroll data in a second data format from a second source, wherein at least the first source comprises an employer payroll computer system at an employer location, the first payroll data being read and extracted by a payroll data extraction program at the employer location; processing by the server computer the received payroll data in the first and second data formats into uniform format payroll data; processing by at least one of the payroll data extraction program and the server computer the payroll data to remove at least some non-premium related data; applying by the server computer one or more inclusion and exclusion rules from a rules engine to the processed uniform format payroll data to determine payroll data items to consider in calculating a payroll-based insurance premium; and calculating by the server computer payroll-based insurance premiums using said data items.