Recognizing financial document images

摘要

Embodiments of the invention are directed to methods, apparatus systems and computer program products that provide for using real-time video analysis for recognizing financial document images by capturing a real-time video stream using a mobile device, wherein the video stream features one or more financial documents, analyzing and correlating the images in the real-time video stream to the images necessary to process the financial document, providing notice to a user of additional images needed to process the financial document and communicating the information associated with the financial document to a financial institution to complete a transaction once sufficient images of the financial document have been captured to process the financial document.

主权项

1. A method for processing financial documents using real-time video analysis by capturing a real-time video stream using a mobile device, wherein the video stream features one or more financial documents, comprising:
capturing, via a mobile device, a real-time video stream that includes images of a financial document; determining, using a positioning system device, a location of a user associated with the financial document; identifying a type for the financial document based at least in part on the location of the user; identifying information that must be determined prior to processing the financial document based on the type for the financial document, wherein the information is disclosed on the financial document and is used by a financial institution to route funds associated with the financial document; analyzing, via a processor, the real-time video stream to identify one or more objects comprising information that is used to process the financial document; comparing the objects from the financial document to the information needed to process the financial document; determining that more information from the financial document is needed in order for the financial institution to process the financial document based on the type; determining at least one part of the financial document containing objects that have not yet been analyzed based on the information that is needed; providing a notice to a user of additional images needed to process the financial document, wherein the notice provided to the user comprises instructions to the user of how to manipulate the mobile device to capture the objects on the financial document comprising the information that is needed; and communicating the information associated with the financial document to a financial institution to complete a transaction once sufficient images of the financial document have been captured to process the financial document.