Payment request support for electronic money transfer, has signed data record including indication of bank account of payee, where signed data record is signed with private key digital signature of payee

摘要

The support (100) has a signed data record (101) including indication of a bank account of a payee. The signed data record is contained with a private key digital signature of the payee. The signed data record includes account number of the payee, bank code of the bank of the payee, name of the payee, payment to the payee, transfer amount, invoice number and date of invoice. The record includes public digital signature verification of the payee or a digital signature certificate of the payee. Independent claims are also included for the following: (1) a method for extracting indication of a bank account of a payment request support (2) a method for performing an electronic money transfer (3) a computer program having instructions to execute a method for performing electronic money transfer.