REMOTE TRANSACTION PROCESSING WITH AN AD

摘要

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

主权项

1. A method, comprising:
maintaining payment account information by using a payment application in a mobile device memory included in a mobile device, wherein the payment application is not browser based and is a mobile operating system platform based mobile application preinstalled or downloaded and installed on the mobile device, the mobile device comprising a mobile device display, a mobile device processor, a mobile device radio interface, and a mobile device wireless fidelity (Wi-Fi) interface; receiving input at the payment application running on the mobile device, the input received from a user to initiate a transaction to purchase an item selected at the mobile device and further wherein the payment application transmits the selected item to a management server for processing the transaction using a payment method; sending a request from the payment application to the management server for an advertisement for display within a specific payment application generated screen, wherein an advertisement is selected by the management server based on correlating targeting parameters, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property; receiving the advertisement from the management server; and displaying the advertisement within the specific payment application generated screen.