Informative graphical representation of individual net worth system, method and software

摘要

Net worth can be graphically represented as dollars versus time. A user can zoom in on a desired section of the graphical representation in order to better discern short term net worth trends. On the zoomed in image, time and or dollars may be truncated in order to show net worth trends more distinctly. The slope of the curve between two net worth points or at any single net worth can be computed and graphically displayed to a user so that the user can understand short term net worth trends an modify behavior to improve long term net worth trends.

主权项

1. In an environment including a Computing Device with input means display means, a method for analyzing individual net worth comprising the steps of:
using said Computing Device to access user financial data, for a plurality of points of time, using said Computing Device to compute individual net worth generally according to the formula NW=A−L, using said Computing Device, graphing a first graph of NW versus time in a Cartesian coordinates system for at least a portion of said plurality of points of time, displaying said NW first graph on said display means, permitting the user to select a truncated period of time or a point in time on which to focus through the use of input means of said Computing Device, using said Computing Device to create a second graph based on said user selection, said second graph depicting a zoomed-in image of a portion of said first graph, said second graph depicting short term net worth trends in greater detail than said first graph, said second graph including a net worth curve, displaying said second graph on said display means.