SYSTEMS AND METHODS FOR POST-PAYMENT FOR GIFT CARDS AND OTHER ITEMS

摘要

According to one aspect, a post-payment gift card system in which the benefactor pays the value of the gift card at the time that the recipient redeems the gift card with the merchant. In some cases, the benefactor may create a gift card campaign using a gift card system. In some cases, the gift card system may include a user account. The user account may include attributes such as user identification information, user contact information, one or more user payment methods, payment method information, a user account good status indicator, and a user account trust indicator.