METHOD OF PAYING FOR A PRODUCT OR SERVICE ON A COMMERCIAL WEBSITE VIA AN INTERNET CONNECTION AND A CORRESPONDING TERMINAL

摘要

#CMT# #/CMT# The method involves entering a purchaser's banking identifier in an identifier input field on a page of commercial website (21)/banking website i.e. banking server (13), that is connected to the website. A terminal (30) includes a near field communication (NFC) type interface including a reading unit to read the identifier in an payment card (31) i.e. NFC type payment card. The identifier is transmitted and written after the card has been brought near the terminal, so that a NFC-type communication is established so as to automatically fill the field without involvement of purchaser. #CMT# : #/CMT# An independent claim is also included for a terminal. #CMT#USE : #/CMT# Method for paying for a product or service on a commercial web site via an Internet connection and a terminal e.g. mobile phone (all claimed), connected to the commercial web site. Can also be used for paying for the product or service on the commercial web site via a portable and fixed computer. #CMT#ADVANTAGE : #/CMT# The method enables simplifying online purchase of products or services by using the terminal connected to the commercial web site. The method enables reducing payment fraud through the Internet and conferring an advantage to a bank with respect to competitors not having an opportunity to carry out the payment via the NFC by simply approaching the card of terminal. #CMT#DESCRIPTION OF DRAWINGS : #/CMT# The drawing shows a simplified schematic view illustrating a method for online payment of a product or service on a commercial web site. 13 : Banking server 20 : User 21 : Commercial website 30 : Terminal 31 : Payment card.