发明名称 System and method for verifying user identity information in financial transactions
摘要 A system and method for verifying a user's identity during a point-of-sale transaction are provided. The system and method provide for applying for, receiving and verifying a financial services provider card; providing a plurality of requested biometric identification data to a financial services provider; uploading the plurality of biometric identification data of a user requested by the financial services provider via a network connected computing device to a preselected website; storing the plurality of biometric identification data in a remote server coupled to the preselected website; and using the plurality of requested biometric identification data to execute a point-of-sale transaction, wherein a merchant can verify the financial services card with the biometric identification data provided by the remote server or provided by the user via a point-of-sale terminal.
申请公布号 US8799088(B2) 申请公布日期 2014.08.05
申请号 US201012854598 申请日期 2010.08.11
申请人 发明人 Rothschild Leigh M.
分类号 G06Q20/00;G06K5/00 主分类号 G06Q20/00
代理机构 Tech Law LLP 代理人 Das Atanu;Tech Law LLP
主权项 1. A method for verifying the identity of users of financial services provider cards over a network, the method comprising: providing a web site for verifying the identity of a user of a financial services provider card, the web site being hosted by at least one server in communication with the network; requesting, by the at least one server, a plurality of biometric identification data of the user; uploading the plurality of biometric identification data of the user requested by the at least one server via a network connected computing device to the web site; authenticating, by the at least one server, the uploaded plurality of biometric identification data with a biometric identification data stored in a related information repository; storing the plurality of biometric identification data in a database coupled to the at least one server; and uploading biometric identification data provided by the user at a point-of-sale terminal to the at least one server; determining, by the at least one server, if the biometric identification data provided by the user at point-of-sale of the terminal matches the biometric identification data retrieved from the database and sending a validation signal to the terminal if the biometric identification data provided by the user at point-of-sale of the terminal matches the biometric identification data retrieved from the database; receiving the validating signal at the point-of-sale terminal and executing a purchase transaction at a point-of sale terminal.
地址