System and method for pricing of merchant accounts

摘要

A system for managing merchant payment transaction processing accounts is provided. The system includes a merchant initialization system that receives merchant account data from a user, such as to provide a quote to the merchant for payment processing. A transaction pricing system receives the merchant account data and provides transaction pricing data for payment transaction processing in response to the merchant account information. User access to one or more merchant account pricing algorithms that are used generate the merchant account pricing data in response to the merchant account data is restricted to a predetermined set of users, so as to prevent unauthorized users from obtaining access to the merchant account pricing algorithms.

主权项

1. A system operating on a processor to manage merchant payment transaction processing accounts, the system configured to:
receive merchant account data; transmit the merchant account data to a system having access restricted to a predetermined set of users; display one or more algorithms used to generate payment transaction processing pricing data to a user; generate the payment transaction processing pricing data at the system using the one or more algorithms and the merchant account data; provide the payment transaction processing pricing data to the user; receive merchant historical transaction data of a predetermined period of time of a merchant associated with the merchant account data; and generate merchant target data related to profitability targets.