Systems and methods for purchasing insurance

摘要

Systems and methods related to an online website wherein businesses seeking insurance can obtain quotations and be connected to a plurality of insurance providers are described herein. In some embodiments, the businesses are authenticated and verified by providing such details as, e.g., employer identification number (EIN) or tax identification number (TIN), and being registered with the system prior to requesting quotations. In some embodiments, the system has an online collaboration system where a business can ask or post questions and receive answers from insurance providers or agents who match their search criteria.

主权项

1. A system for matching a business to two or more insurance agents, the system comprising:
at least one hardware processor; and at least one executable software module that, when executed by the at least one hardware processor,
receives registration requests from a plurality of insurance agents which are not insurance carriers,for each of the plurality of insurance agents,
requests an agent license information,receives an agent license information from the insurance agent,validates the agent license information,requests product information from the insurance agent, andreceives the product information;receives a registration request from a business,requests tax identification information from the business,receives the tax identification information,validates the tax identification information,receives a product request from the business, the product request defining certain product information,matches the business to a subset of two or more validated ones of the plurality of insurance agents based on the certain product information and the product information each insurance agent provided,provides the product request to the subset of validated insurance agents, andcreates a plurality of private collaboration areas, wherein each of the plurality of private collaboration areas links the business with a single one of the subset of validated insurance agents and is configured to facilitate one or more exchanges of information between the business and the insurance agent.