MMIT M-MERCHANT, M-DIASPORA, AND M-CONTENT

摘要

The present invention relates to electronic payment systems for use in paying merchants; for sending money via an electronic medium; and by those wishing to download content from a service such as a gaming or music service. This includes three different services, namely an M-Merchant service, an M-Diaspora service, and an M-Content service.

主权项

1. An electronic payment system for use in paying merchants using a computer and an international communication network (ICN), comprising the steps of:
(a) providing an M-Merchant account program to allow a customer to set up an M-Merchant account and to load value onto said M-Merchant account using the computer and the ICN; (b) providing an online purchase option for said M-Merchant account program having a selectable payment option to charge said M-Merchant account, whereby a customer doing online shopping can select the M-Merchant account payment option; (c) providing an MMIT platform for processing service requests including processing to confirm validity of account value and PIN information; (d) providing payment confirmation upon purchase in step (b) above using the MMIT platform set forth in step (c) above; and (e) updating shipping information on said MMIT platform.