SYSTEM AND METHOD FOR MANAGING PREPAID CARDS

摘要

A point-of-sale system is provided that permits users to self-manage prepaid debit cards. Such a system may be capable of identifying and managing a number of different prepaid debit cards provided by different card issuers. The system may permit, for example, a user to purchase, activate, load funds, or perform other management operations with such cards. The system may also enforce restrictions associated with particular card types, and follow process flows for activating and performing other operations of such cards. The system may also be easily extendible to other types of prepaid cards through established card network relationships.

主权项

1. A system for processing a transaction using a prepaid debit card, the system comprising:
a memory; a processor coupled to the memory; and a user interface coupled to the processor and memory, the interface being configured to read an identifier of a prepaid debit card and wherein the processor is configured to identify at least one prepaid debit card type of the prepaid debit card from a plurality of prepaid debit card types provided by a plurality of card providers, and perform, on behalf of an end user of the prepaid debit card, at least one of a plurality of permitted functions with the identified at least one prepaid debit card type, the functions including at least one of:
purchasing the prepaid debit card;loading funds to the prepaid debit card; andchecking a balance of prepaid debit card.