发明名称 Snap Mobile Security Apparatuses, Methods and Systems
摘要 The SNAP MOBILE SECURITY APPARATUSES, METHODS AND SYSTEMS (hereinafter “SMS”) provide verification, access and security, via SMS components, to virtual wallet based electronic financial transactions. In one implementation, the SMS receives a request from a user's device to decode a scannable code and verify the security of the decoded code's contents. In some implementations, the SMS decodes the scannable code to obtain code contents requesting access to the wallet account. In some implementations, the SMS obtains from the user digital fingerprints of the user device and a request identifier for the request to access the wallet account. In some implementations, the SMS receives from the access requester digital signatures for the requester and the request identifier. In some implementations, the SMS confirms the digital fingerprints of the user device verify the device is authorized to access the wallet account. In some implementations, the SMS confirms the received digital signatures verify the access requester and the request are authorized to access the wallet account. In some implementations, the SMS sends wallet unlock and activity unlock keys to the device for activity access to the wallet.
申请公布号 US2014197234(A1) 申请公布日期 2014.07.17
申请号 US201414216382 申请日期 2014.03.17
申请人 VISA INTERNATIONAL SERVICE ASSOCIATION 发明人 Hammad Ayman
分类号 G06Q20/36 主分类号 G06Q20/36
代理机构 代理人
主权项 1. A snap mobile security processor-implemented method, comprising: receiving, through one or more processors, a request from a user's device to decode a scannable code and verify the security of the decoded code's contents; decoding, through the one or more processors, the scannable code to obtain code contents requesting access to the wallet account; obtaining from the user, through the one or more processors, digital fingerprints of the user device and a request identifier for the request to access the wallet account; receiving from the access requester, through the one or more processors, digital signatures for the requester and the request identifier; confirming, through the one or more processors, that the digital fingerprints of the user device verify the device is authorized to access the wallet account; confirming, through the one or more processors, the received digital signatures verify the access requester and the request are authorized to access the wallet account; and sending, through the one or more processors, wallet unlock and activity unlock keys to the device for activity access to the wallet.
地址 San Francisco CA US