SYSTEMS AND METHODS FOR DYNAMICALLY ASSESSING AND MITIGATING RISK OF AN INSURED ENTITY

摘要

Embodiments of the present invention delineate systems and methods for dynamically assessing and mitigating risk of an insured entity. An entity that provides insurance may, in various embodiments, use applications installed on mobile devices to monitor information that may reduce or mitigate fraudulent insurance claims. Additional embodiments of the present invention delineate systems and methods for providing a user of a mobile device with information relevant to a position of a mobile device, wherein such information may describe one of a risk and an opportunity within a predetermined distance of a location for the mobile device.

主权项

1. A method comprising:
installing a security application on a provided mobile device; executing a device audit function whereby device configuration parameters are obtained regarding the mobile device; determining a unique device ID for the mobile device from the device configuration parameters; storing the device configuration parameters in an insurance tracking database in a record associated with the device ID; and associating the device ID in the insurance tracking database with an authorized user of the mobile device.