| 摘要 |
An embodiment of the present invention provides a conditional lifetime annuity payment system and a method thereof, comprising: an input module for receiving annuity payment related information of a customer; a control module for calculating average future lifetime of the customer using the received annuity payment related information, and calculating annuity coverage and annuity payment on the basis of the average future lifetime; an output module for displaying the average future lifetime, the annuity coverage, or the annuity payment. The control module invests a part of the total amount of the annuity payment, which is to be paid to the customer, in a financial product. [Reference numerals] (110) Control module; (111) Average future lifetime calculation part; (113) Annuity coverage calculation part; (115) Annuity payment calculation part; (117) Data analysis unit; (119) Importance design unit; (120) Input module; (130) Output mudlue |
