发明名称 SYSTEMS AND METHODS FOR AUTHORIZING A TRANSACTION WITH AN UNEXPECTED CRYPTOGRAM
摘要 Methods are described for performing a timely authorization of digital credential data delivered from a mobile device that is without access to a local persistently stored permanent cryptographic key; through an interrogation with a point-of-sale that behaves according to the direction of a card specification; wherein the card specification expects the mobile device to create a cryptogram that is calculated, at least in part, using the permanent cryptographic key and, at least in part, from unpredictable data delivered from the point-of-sale to the mobile device during the interrogation.
申请公布号 EP2751754(A1) 申请公布日期 2014.07.09
申请号 EP20120827026 申请日期 2012.08.30
申请人 YEAGER, C., DOUGLAS 发明人 SIMPLYTAPP, INC.
分类号 G06Q20/00;G06Q20/02;G06Q20/20;G06Q20/32;G06Q20/38;G06Q20/40;H04L9/32 主分类号 G06Q20/00
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