AUTOMATED FIRST PARTY DEBT COLLECTION SYSTEM

摘要

The present invention provides an automated first party debt collection system. The automated first party debt collection system provides a web based system that a company that is owed money can use to attempt to collect debts. Accordingly, the system can provide many of the benefits of a debt collection agency directly to a company without requiring the company to use and pay for the services of a debt collection agency.

主权项

1. A method, performed by a server computing system, for providing an automated first party debt collection service, the method comprising:
receiving, from a client computing system, information regarding a debt owed to an entity, the information including an identification of the debtor, contact information of the debtor, and an amount of the debt; determining a classification for the debt; determining a strategy for recovering the amount of the debt from the debtor; based on the determined classification and strategy of the debt with respect to a determined classification and strategy of other debts, commencing a campaign to collect the amount of the debt, the campaign including contacting the debtor to offer the debtor the opportunity to make a payment to satisfy the debt; and receiving a payment from the debtor that partially or wholly satisfies the debt.