SYSTEMS AND METHODS FOR AUTHENTICATING POTENTIALLY FRAUDULENT TRANSACTIONS USING VOICE PRINT RECOGNITION

摘要

Methods and systems are disclosed for providing fraudulent transaction processes. In one embodiment, a method is disclosed for performing fraudulent transaction processes that may include receiving an indication that a payment transaction has been identified as potentially fraudulent, the payment transaction involving a payment account associated with a user. The method may also include receiving a candidate voice print and comparing the candidate voice print to a user voice print that is associated with the payment account, The method may further include determining, based on the comparison, whether the candidate voice print matches the user voice print, and providing an indication whether the candidate voice print matches the user voice print, the indication configured for use to determine whether to approve or deny the payment transaction.

主权项

1. A device configured to verify potentially fraudulent transactions, comprising:
at least one processor; and a memory storing instructions that, when executed by the at least one processor, cause the at least one processor to perform operations comprising:
receiving an indication that a payment transaction is potentially fraudulent, the payment transaction being associated with a payment account of a user,requesting a candidate voice print from the user based on the received indication,receiving the candidate voice print,comparing the candidate voice print to a stored user voice print associated with the payment account of the user,determining whether to verify the candidate voice print based on the comparison, andproviding an indication whether to approve or deny the payment transaction based at least on the determination.