| 摘要 |
<p>Systems and methods of an online secured loan manager ("OSLM system") that facilitates a sponsor network secured lending transaction. The OSLM system allows divided sponsoring and divided lending to create and provide a secured loan product having reduced risk and lower interest rate than an unsecured loan product. The OSLM system processes a loan request from a borrower by creating a sponsor network for the borrower using the borrower's social connections. The sponsor network provides collateral pledges that are used to secure the loan for the borrower. The OSLM system further facilitates funding of the secured loan by matching the secured loan to a lender.</p> |
