发明名称 |
Non-financial transactions in a financial transaction network |
摘要 |
A financial transaction system includes a computer readable storage medium and a processor in communication with the computer readable storage medium. The processor is configured for receiving a plurality of messages. The plurality of messages including financial transaction authorization messages for performing a financial transaction. At least one of the plurality of messages includes non-financial data. The processor is further configured for parsing each of the plurality of messages to identify data for performing the financial transaction and the non-financial transaction data contained in the plurality of messages, and for storing the data for performing the financial transaction and the non-financial transaction data in a computer readable storage medium such that the non-financial transaction data is associated with data for performing the financial transaction. |
申请公布号 |
US8762239(B2) |
申请公布日期 |
2014.06.24 |
申请号 |
US200912352440 |
申请日期 |
2009.01.12 |
申请人 |
Visa U.S.A. Inc. |
发明人 |
Maw Brian Jeffrey |
分类号 |
G07B17/00 |
主分类号 |
G07B17/00 |
代理机构 |
Kilpatrick Townsend Stockton LLP |
代理人 |
Kilpatrick Townsend Stockton LLP |
主权项 |
1. A financial transaction system, comprising:
a computer readable storage medium; and a processor in communication with the computer readable storage medium, the processor configured to:
receive, from a reader device, a plurality of messages after the reader device has read non-financial transaction data relating to a financial transaction from a payment device storing the non-financial transaction data, the plurality of messages including:
a financial transaction authorization request message for performing the financial transaction; andnon-financial data including the non-financial transaction data relating to the financial transaction, the non-financial transaction data being transmitted from the reader device after the reader device has received a financial transaction authorization response message for completing the financial transaction, wherein the non-financial transaction data is erased from the reader device after transmission of the non-financial transaction dataparse each of the plurality of messages to identify data for performing the financial transaction and the non-financial transaction data contained in the plurality of messages; andstore the data for performing the financial transaction and the non-financial transaction data in a computer readable storage memory such that the non-financial transaction data is associated with the data for performing the financial transaction.
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地址 |
San Francisco CA US |