| 摘要 |
A method for verifying financial credential, issuing a payment card, and creating a merchant services account includes receiving a prospective account holder payment card application and a set of financial credentials, comparing, by an underwriting element, the financial credentials to a predetermined standard for issuing a payment card, receiving an indication of applying for a merchant services account, confirming, by an evaluation element, that the financial credentials meet one or more predetermined merchant services account standards, if the financial credentials meet the predetermined standards for issuing the payment card, issuing the payment card, and if the financial credentials meet the one or more standards for a merchant services account, creating the merchant services account for the prospective account holder. A system having components for implementing the method and a computer readable medium are also disclosed. |
| 主权项 |
1. A computer-implemented method comprising:
receiving, at an issuer/acquirer component under processor control, a prospective account holder payment card application and a set of financial credentials; comparing, by an underwriting element of the issuer/acquirer component, the financial credentials to a predetermined standard for issuing a payment card; receiving, at the issuer/acquirer component, an indication that the prospective account holder is applying for a merchant services account; confirmin that the financial credentials meet one or more predetermined merchant services account standards; if the financial credentials meet the predetermined standards for issuing the payment card, the issuer/acquirer component issuing the payment card to the prospective account holder; and if the financial credentials meet the one or more standards set by the card association, then card association component creating the merchant services account for the prospective account holder.
|
