发明名称 SYSTEMS AND METHODS FOR ISSUING, EVALUATING, AND MONITORING CARD-LINKED OFFERS
摘要 Methods and systems are disclosed for issuing, evaluating, and monitoring offers and incentives linked to various consumer financial accounts. Financial service account providers, merchants, card-linked offer providers, and/or service providers may collect transaction information relating to the redemption of card-linked offers. From the data, informative metrics may be determined relating to the offer, its redemption rate, and the consumers who redeemed it. The metrics may be used to evaluate the relative success of the offer, and can trigger revenue sharing processes derived from the offer. In certain aspects, incentive offers may be modified based on the metrics. In further embodiments, the metrics may also be used to determine a metric score that provides further information about the card-linked offer campaign.
申请公布号 US2014172525(A1) 申请公布日期 2014.06.19
申请号 US201213717239 申请日期 2012.12.17
申请人 CAPITAL ONE FINANCIAL CORPORATION 发明人 HAMMOCK LUKE A.;NICZYPORUK JANUSZ MICHAEL
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A system for providing card-linked incentive offer metrics, comprising: a memory storing instructions; and a processor configured to execute the instructions to: receive transaction information relating to a purchase transaction associated with a user and a merchant, the transaction involving the use of a financial service account associated with the user and provided by a financial service provider,determine an incentive offer metric based on the transaction information, the incentive offer metric reflecting a performance of the incentive offer relative to predetermined criteria, andprovide the incentive offer metric to a remote device.
地址 McLean VA US