| 发明名称 | Customer initiated payment method using mobile device | ||
| 摘要 | The invention concerns a method of making a payment transaction by a customer including steps of receiving, by a mobile device (402) of the customer, merchant data; transmitting, by the mobile device to a remote server (408), a payment transaction request including the merchant data; determining, by the remote server, the identity of the customer based on the request and the identity of the merchant based on the data; and implementing the payment transaction between bank accounts of the customer and the merchant. | ||
| 申请公布号 | US8756161(B2) | 申请公布日期 | 2014.06.17 |
| 申请号 | US200912368407 | 申请日期 | 2009.02.10 |
| 申请人 | Accenture Global Services Limited | 发明人 | Hasson Robert;Viale Emmanuel;Light Jeremy |
| 分类号 | G06Q20/00;G06Q20/12;G06Q20/02;G06Q20/08;G06Q20/40;G06Q30/00 | 主分类号 | G06Q20/00 |
| 代理机构 | Harrity & Harrity, LLP | 代理人 | Harrity & Harrity, LLP |
| 主权项 | 1. A method comprising: receiving, by a mobile device of a customer, information associated with a transaction between the customer and a merchant; transmitting, by said mobile device and to a remote server, a payment transaction request, the payment transaction request including the information associated with the transaction between the customer and the merchant; capturing, by the mobile device, an image of a token associated with the merchant; transmitting, by the mobile device and to the remote server, the image of the token; receiving, by the mobile device and based on the transmitted payment transaction request and the transmitted image of the token, information associated with processing the transaction from the remote server, the transaction having been processed by the remote server; and providing, by the mobile device and for presentation, the received information associated with processing the transaction. | ||
| 地址 | Dublin IE | ||