发明名称 Method of archive retrieval of check information based on location
摘要 Embodiments of the invention include systems, methods, and computer-program products that provide for a system to receive information related to check transaction based on the location of the user. In one embodiment of the invention, the computer-implemented method determines a location of a check transaction and stores the location in an archive in association with the check transaction. The method then determines a location of a user and determines a list of check transactions associated with the location of the user. In some embodiments, the method provides the list of check transactions to the user. The method may also provide offers or recommendations to the user, such as an offer to establish a direct transfer instead of using a check in the future. The user and/or the provider of the method may also broaden or narrow the search results based on characteristics of the transaction.
申请公布号 US8756159(B1) 申请公布日期 2014.06.17
申请号 US201313768198 申请日期 2013.02.15
申请人 Bank of America Corporation 发明人 Gibson Lisa;Williams Geoffrey Reed;Palmer Craig David;Sandoz Eric Scott;Smith Michael Gerald;Nixon Melvin Gregory
分类号 G06Q40/00 主分类号 G06Q40/00
代理机构 Moore & Van Allen, PLLC 代理人 Springs Michael A.;Moore & Van Allen, PLLC ;Gerschutz Andrew D.
主权项 1. A system for retrieving check information based on location, the system comprising: a computer apparatus including a processor and a memory; and a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to: determine a location of a check transaction, the check transaction comprising one or more characteristics of the transaction;store the location in an archive in association with the characteristics of the check transaction;determine a location of a user;determine a list of check transactions associated with the location of the user stored in the archive;receive filter criteria comprising limitations related to characteristics of check transactions from the user, wherein the limitation is based on a characteristic of the transaction selected from the group consisting of a location, an amount, a date, and a category;apply the filter criteria to the list of check transactions; andprovide the filtered list of check transactions to the user.
地址 Charlotte NC US