COMPUTER SYSTEM AND METHOD FOR PROCESSING OF DATA RELATED TO GENERATING INSURANCE QUOTES

摘要

This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding, and booking an insurance policy includes browsers, data bases, processors and a dispatcher that parses the information to select an insurance process. Suitable software programs review messages received from users to determine if certain messages are less than a prescribed limit. If a message is greater than the limit, then the message is parsed into a header information and one or more data fields whereby the header information is provided to a legacy processor and to policy generation software for further creation of policy related information and documentation.

主权项

1. A computer system for processing data related to at least one quote for at least one insurance product, comprising:
a data storage device storing data relating to a plurality of insurance processes related to the at least one insurance product, the plurality of insurance processes comprising a process for determining information relating to a proposed insured and a process for determining at least one premium; and at least one computer system processor in communication with the data storage device, the at least one computer system processor configured to:
provide a plurality of graphical user interfaces for display, a first of the plurality of graphical user interfaces configured for entry of information, a second one of the plurality of graphical user interfaces configured for display of at least one premium for the at least one insurance product, each one of the plurality of graphical user interfaces corresponding to one of the plurality of insurance processes;receive information entered in the first of the plurality of graphical user interfaces;determine the at least one premium for the at least one insurance product; andprovide the at least one premium to a user;wherein at least two of the plurality of insurance processes are arranged in a sequence, and at least a second one of the insurance processes is allowed to be performed only subsequent to performance of a first one of the plurality of insurance processes in the sequence.