摘要 |
Provided are a system and a method for managing saving product, capable of easily inducing mass funds that are frequently transferred by introducing an accumulated balance principle to a saving product of a bank and providing a variable interest according to the accumulated balance of a deposit balance over a period of time. A system for managing a saving product according to an embodiment of the present invention comprises: a deposit/withdrawal managing unit for managing a deposit and a withdraw of an account; and a deposit interest managing unit for setting a duration for providing an interest of the deposit account and providing an interest by applying a variable interest rate according to an accumulated balance of the deposit during the set duration. |