Methods and systems for providing a decision making platform

摘要

A method for enriching the data associated with financial transaction card transactions using a computer system is described. The method includes receiving financial transaction data from a plurality of input channels, each input channel associated with a financial transaction data format, converting the received financial transaction data into a common data format, enriching the converted financial transaction data by scoring the converted financial transaction data across a plurality of scoring engines, converting the plurality of scores relating to the financial transaction data from the scoring engines into output data, and transmitting the output data using an output manager, the output manager operable to provide the data into a format appropriate for each intended recipient.

主权项

1. A computer-implemented method of providing enriched transaction data for a transaction requiring an authorization, the transaction performed using a computer system coupled to a memory device, said method comprising:
receiving, at the computer system, transaction data from an input channel, the transaction data including a transaction identifier; retrieving at least one individual execution plan for the transaction data based at least in part on the transaction identifier; processing the transaction data across an enrichment processor based on the at least one individual execution plan associated with the corresponding transaction data, wherein the enrichment processor includes at least one of a plurality of scoring engines for generating at least one fraud score for the transaction, and wherein the enrichment processor is configured to retrieve an enriched data object from the memory device for the transaction; enriching, by the computer system, the transaction data to include at least one of the at least one fraud score and the enriched data object; and transmitting from the computer system the enriched transaction data to an authorizing party for authorizing the transaction.