| 摘要 |
The following invention is a method and apparatus for the restricted transfer of funds that allows for users to set a transfer amount they are willing to transfer, place restrictions on the transfer of the funds through the insertion of a restriction identity or category, transfer the funds to a second bank account subject to the restrictions placed on the funds. This invention allows payor's to associate restrictions on future expenses such as which merchant, which category of item, or which specific item a payee is allowed to purchase. Further, a method for the creation of a secure digital check is disclosed and claimed. |
