摘要 |
<p>PROBLEM TO BE SOLVED: To realize credit transactions in which a user can optionally set cash to be loaned to an investor and a repayment date for corresponding stock.SOLUTION: In a credit transaction system 1, an investor terminal 2 is used by an investor to give an instruction to a stock company to deposit/withdraw money and receive/forward stock, and also to give a transaction order to the stock company. A security transaction system 3 receives the transaction order from the investor terminal 2 via business Internet, etc. of the stock company, performs processing of order data of conventional spot transactions and credit transactions, also performs processing unique to daily credit transactions, and performs data communication with stock company terminals 4 and lender financial institution terminals 5 as required. The stock company terminal 4 is used by a staff of the stock company to verify transaction status of a client, fluctuation of stock prices, etc.. The lender financial institution terminal 5 is used by a staff of a lender financial institution (another stock company or securities finance company, etc) to give an instruction to transfer funds and stock to the stock company, and verify a state of the funds and stock provided for the stock company.</p> |