发明名称 PERSONALIZED BUDGETS FOR FINANCIAL SERVICES
摘要 An illustrative embodiment of a computer-implemented process for personalized financial budget tracking receives a request for a user purchase transaction, wherein the user purchase transaction is one of a purchase transaction and a payment transaction and responsive to a determination of a payment method, determines whether the user purchase transaction is authorized. Responsive to a determination the user purchase transaction is authorized, the computer-implemented process determines whether personalized expense categories are activated and responsive to a determination the personalized expense categories are activated, prompts for a category code. Responsive to receiving the category code, the computer-implemented process tracks expenses using a personalization category code received, wherein the personalization category code received is associated with the user purchase transaction.
申请公布号 CA2796506(A1) 申请公布日期 2014.05.23
申请号 CA20122796506 申请日期 2012.11.23
申请人 IBM CANADA LIMITED - IBM CANADA LIMITEE 发明人 CIOTTO DOS SANTOS, KARINA;RODOR MARTINI, DIANNE
分类号 G06Q40/02;G06Q20/40 主分类号 G06Q40/02
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