发明名称 |
Systems and methods for administering self-service mutual fund and IRA distributions to participants |
摘要 |
A self-service distribution system and method to request a withdrawal of funds from tax-deferred accounts (i.e., a distribution), such as individual retirement accounts (IRAs). The system may retrieve information about a participant's age and type of account from which a distribution is requested. A series of checks defined by rules and regulations that apply to tax-deferred accounts may be run against participant and account information retrieved by the system. A sequence of user interfaces may present information and warnings, such as tax consequences of the distribution, to the guide the participant. The participant may request distributions having a certain frequency, amount, and timing through the presented user interfaces. After all of the information is entered to initiate the distribution, a verification page is presented such that the participant may confirm the enter information is correct. Upon submitting the request, a confirmation is presented. |
申请公布号 |
US8732057(B1) |
申请公布日期 |
2014.05.20 |
申请号 |
US20090428022 |
申请日期 |
2009.04.22 |
申请人 |
BECKER DEVIN MICHAEL;BEND AARON DAVID;BERRY, JR. DENNIS MICHAEL;CAMACHO JOHN RICHARD;MEIER, JR. STEVEN WAYNE;MERRYMAN BRENT MYRON;MOLINAR DONNA RAY;SAENZ MARCUS DAVID;STEGGE CHRISTOPHER MICHAEL;UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) |
发明人 |
BECKER DEVIN MICHAEL;BEND AARON DAVID;BERRY, JR. DENNIS MICHAEL;CAMACHO JOHN RICHARD;MEIER, JR. STEVEN WAYNE;MERRYMAN BRENT MYRON;MOLINAR DONNA RAY;SAENZ MARCUS DAVID;STEGGE CHRISTOPHER MICHAEL |
分类号 |
G06Q40/00;G06Q40/06 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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