摘要 |
A method and system are provided for helping a user configure her paycheck deductions and disbursements. Paycheck information is retrieved (e.g., from an aggregator, from benefits providers, from the user) and a tool is activated to present an electronic paycheck summary to the user. A tax engine is invoked to determine whether her net pay can be increased by reducing the amount of pay withheld for taxes. The user is then invited to change any or all of the benefit deductions taken from her pay. For example, she may be invited to select from a number of insurance plans (e.g., medical, dental, life insurance), select a level of contribution to a retirement account, open an investment account, and so on. Action to implement some or all of the user's selected deductions may then be initiated electronically. Alternatively, she may be presented with a checklist of actions she needs to take. |