| 摘要 |
The present invention relates to a payment system using a virtual account, a payment method in the payment system, and an apparatus for the same. Specifically, the present invention relates to a payment system using a virtual account registered for pre-payment under the agreement with a customer, a payment method in the payment system, and an apparatus for the same, which facilitate pre-payment by enabling a deposit, if any in the virtual account, to be immediately withdrawn from the virtual account for performing pre-payment. To that end, the payment system using the virtual account according to the present invention includes a bank server which enables a deposit to be immediately withdrawn in response to a deposit withdrawing request for a predetermined virtual account; and a payment server which registers the virtual account for pre-payment, monitors a deposit in the virtual account during each preset period, and if there is a deposit, enables the deposit to be immediately withdrawn through the bank server to process pre-payment according to a predetermined pre-payment scheme. |
