发明名称 Secure checkout and challenge systems and methods
摘要 A method for correlating information received directly from an access device operated by a user, and information from a merchant server is disclosed. The method includes receiving, at a server of a merchant entity from an access device used by a consumer, a checkout request to initiate a transaction, providing, from the merchant server to a server of a non-merchant entity, transaction information associated with said transaction, wherein the transaction information comprises a merchant ID, and receiving, at the merchant server from the non-merchant server, a response message regarding the transaction, wherein the response message is based on a correlation between the transaction information and device information specifically associated with the access device and provided directly from the access device to the non-merchant server, and is based on additional processing associated with the transaction information and the device information, performed by the non-merchant server.
申请公布号 US8706621(B2) 申请公布日期 2014.04.22
申请号 US201314049873 申请日期 2013.10.09
申请人 CARLSON MARK;KESHAN SURENDRA;FAITH PATRICK;VISA U.S.A., INC. 发明人 CARLSON MARK;KESHAN SURENDRA;FAITH PATRICK
分类号 G06Q40/00;G06Q20/02;G06Q20/32;G06Q20/40 主分类号 G06Q40/00
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