摘要 |
PROBLEM TO BE SOLVED: To provide a personal credit information providing device which allows a credit card holder to check his/her own personal credit information and to judge the personal credit information objectively.SOLUTION: A personal credit information providing device comprises: personal credit information acquiring means which acquires personal credit information consisting of a plurality of items including credit history; score calculation means which calculates a credit score value as a deviation of the acquired credit history; recording means which, according to calculation standards for the credit score value, records advice information to increase the credit score value; evaluation means which, according to the calculation standards for the credit score value, evaluates the acquired credit history; and advice extraction means which, on the basis of an evaluation result by the evaluation means, extracts the advice information to increase the credit score value, according to the calculation standards for the credit score value. |