| 摘要 |
Systems, methods, and articles of manufacture capable of approving financial transactions are disclosed. An on-line merchant may store consumer transaction account information. The merchant may transmit an authorization request with an indicator that indicates that a consumer has logged into their account. A transaction account issuer may detect the indicator and determine that the authorization request has a lower fraud risk. The transaction account issuer may approve the authorization request and transmit an authorization response to the merchant. |
