发明名称 Time-efficient and deterministic adaptive score calibration techniques for maintaining a predefined score distribution
摘要 A number of memory spaces are defined for a memory structure. Transaction data is received, and financial transactions are scored based on the transaction data to generate a batch of scores for the financial transactions. A score range is divided into k bins, each of the k bins representing one memory space of the memory spaces of the memory structure. The batch of scores are aggregated by storing a count of each score in a memory space, and a percentile is computed for each score in the batch of scores based on a set of values associated with each score. Each new financial transaction is scored to generate a new score, and a new percentile is assigned to the new score according to the set of values. The new percentile is then translated to a calibration score with fixed percentile characteristics according to a fixed reference curve.
申请公布号 US8694427(B2) 申请公布日期 2014.04.08
申请号 US201213658803 申请日期 2012.10.23
申请人 FAIR ISAAC CORPORATION 发明人 MADDIPATI SRIDHAR;ZOLDI SCOTT MICHAEL
分类号 G06Q40/00 主分类号 G06Q40/00
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