发明名称 |
FACILITATING MOBILE DEVICE PAYMENTS USING MOBILE PAYMENT ACCOUNT, MOBILE BARCODE AND UNIVERSAL DIGITAL MOBILE CURRENCY |
摘要 |
Provided are computer implemented methods and systems for facilitating mobile device payments using a mobile payment account. When a user is ready to tender a payment to a merchant, instead of using a credit card, cash, or check, the user activates on his mobile device an application associated with a mobile payment account of the user. The mobile payment account is associated with user information and with a mobile payment service provider. The mobile device generates a payment barcode that encodes data of the mobile payment account and displays the payment barcode on a display. After scanning the displayed barcode by a barcode scanner of the merchant, the mobile payment account of the user may be charged. |
申请公布号 |
WO2014041458(A1) |
申请公布日期 |
2014.03.20 |
申请号 |
WO2013IB58164 |
申请日期 |
2013.08.30 |
申请人 |
ZHOU, ANDREW;ZHOU, TIGER;ZHOU, DYLAN |
发明人 |
ZHOU, ANDREW;ZHOU, TIGER;ZHOU, DYLAN |
分类号 |
G06Q20/32 |
主分类号 |
G06Q20/32 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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