Sending a counter-offer to use an alternate payment option

摘要

In a method for sending a counter-offer in response to receiving an indication about a point-of-sale transaction, a computer receives from a point-of-sale program a point-of-sale transaction and an indication that the point-of-sale transaction is to be paid for utilizing a first payment option and is to be recorded using a second payment option. The computer determines that a counter-offer is appropriate. The counter-offer includes a request that the point-of-sale transaction be paid for utilizing the second payment option. The computer sends to the point-of-sale program the counter-offer.