摘要 |
An indication that a consumer wishes to check-out in connection with an on-line purchase of goods is obtained at a server of a merchant. Responsive to obtaining the indication, a total transaction amount, a credit-only payment card account number of the merchant, and a reference number assigned to the on-line purchase of goods are sent to the consumer. A guarantee that the consumer will cause the total transaction amount to be credited to the credit-only payment card account number of the merchant is obtained at the server of the merchant, from a bank of the merchant which issues the credit-only payment card account. The guarantee is associated with the reference number. Responsive to obtaining the guarantee, the goods are shipped to the consumer. |