| 摘要 |
A method for operating apartment house remodeling loan according to the present invention includes: a step in which a server calculates relocation expense per member, existing loan per member, membership fee, construction costs, and loan supporting amount in order to calculate construction costs of an apartment house; a step in which the server checks and sets a security provision agreement and a debt confirmation document per member in order to establish the right to collateral security according to the loan support; and a step in which the server processes the relocation expense per member and the existing loan per member of the calculated supportable loan amount as a personal loan supporting amount and the membership fee and the construction costs as a company loan supporting amount. [Reference numerals] (100) Loan product operating server; (100a) Interface unit; (100b) Interface providing unit; (100c) Information receiving unit; (100d) Information calculation unit; (100e) Loan processing unit; (100f) Account operation unit; (110) Storing medium; (AA) Security provision agreement and debt information; (B1) Customer (member) information; (B2) Association trust information; (B3) Security provision agreement information; (B4) Debt check information; (CC,EE) Apartment remodeling business fund support personal loan product subscription information; (D1) Customer (member) information; (D2,F2) Approved loan amount information; (D3) Security setting information; (F1) Customer (SPC) information; (F3) Construction sales credit information; (GG) Remodeling business fund support request information; (H1) User (licensee) information; (H2) Apartment basic information; (H3) Remodeling related information; (H4) Financial condition information; (H5) Financial basic information; (II) Security provision agreement and debt check information registration system; (JJ) Personal loan product account opening system; (KK) Company loan product account opening system; (LL) Information provision system; (MM) Communication network; (NN) Financial system; (OO) Register office system; (PP) Financial network; (Q1) Constructor (licensee) information; (Q2) Apartment basic information; (Q3) Remodeling related information; (Q4) Financial condition information; (Q5) Financial basic information; (RR) Filling out of an application form; (SS) Submission; (TT) Window terminal |
