发明名称 |
SYSTEM AND METHOD FOR PROVIDING A CREDIT CARD WITH MULTIPLE CREDIT LINES |
摘要 |
A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line; establishing a private label credit line based on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line; and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line. |
申请公布号 |
US2014058924(A1) |
申请公布日期 |
2014.02.27 |
申请号 |
US201313969755 |
申请日期 |
2013.08.19 |
申请人 |
KOTTMEIER, JR. ROBERT ARTHUR;BARTON SCOTT;CAPITAL ONE FINANCIAL CORPORATION |
发明人 |
KOTTMEIER, JR. ROBERT ARTHUR;BARTON SCOTT |
分类号 |
G06Q40/02;G06Q40/00 |
主分类号 |
G06Q40/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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