发明名称 |
METHODS AND SYSTEMS FOR MANAGING CARDHOLDER SPENDING |
摘要 |
<p>Methods and systems for managing cardholder spending on a transaction card account employ a processor coupled to memory and other computer hardware and software components to receive a monthly spending budget for a cardholder, track expenditures of the cardholder in a current month against the monthly spending budget, and adjust the monthly spending budget for a succeeding month when expenditures exceed a credit limit of the cardholder. The adjustment may be made according to an order of a predetermined prioritization of a plurality of budget categories or by a proportional amount in each of the plurality of budget categories in the absence of a predetermined prioritization.</p> |
申请公布号 |
WO2014025431(A1) |
申请公布日期 |
2014.02.13 |
申请号 |
WO2013US40711 |
申请日期 |
2013.05.13 |
申请人 |
CITIGROUP CREDIT SERVICES, INC. |
发明人 |
MISHEZ, AVARI;ZIESMER, ANDREW, ERIC |
分类号 |
G06Q40/02 |
主分类号 |
G06Q40/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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