SMART CARD, DEVICE AND METHOD FOR SMART CARD SERVICE

摘要

According to an aspect of the present invention, a smart card, a smart card service terminal and a smart card service method are provided. The smart card, according to an embodiment of the present invention comprises a memory part for storing financial payment information and NFC tag information; a radio frequency (RF) processing part for performing non-contact communication with a smart card service terminal to use the financial payment information and the NFC tag information stored in the memory part; and a control part for providing a financial payment service to the smart card service terminal using the financial payment information or providing at least one of the services for reading and writing the NFC tag information using the NFC tag information. [Reference numerals] (AA) No; (BB) Yes; (S510) Determine whether or not a smart card is touched if local area communication is in the field on state; (S520) Recognize the predetermined financial payment mode to activate a financial payment connection part if it is determined that the smart card is touched; (S530) Determine whether of not financial payment service identification information is stored in the predetermined sector area of MAD of a Mifare classic method of the smart card; (S540) Select the financial payment information stored in the mapped memory area if the financial payment service identification information is stored in the predetermined sector area of MAD; (S550) Acquire the financial payment information and transmit the acquired financial payment information to a financial payment processing part to be processed in a payment system (300); (S560) Activate an NFC tag connection part if an NFC tag reading/writing mode is set instead of the financial payment mode; (S570) Initiate the communication with the smart card for NFC tag recognition and drive an NFC tag applet in the smart card if NDEF AID is not stored in the MAD of the Mifare classic method; (S580) Perform an authentication procedure to read and write the NFC tag with the smart card by the NFC tag applet driven in the smart card; (S590) Acquire or record NFC tag information stored in the predetermined memory area in the smart card by the NFC tag applet driven by the smart card