发明名称 METHODS AND APPARATUS FOR FUNDS REMITTANCES TO NON-PAYMENT CARD ACCOUNTS USING PAYMENT CARD SYSTEM
摘要 Apparatus and methods for funds remittances to non-payment card accounts are described. An embodiment includes a processor receiving a funds transfer request specifying a transaction amount, a destination bank account and a source account, and determining that the destination account is not a payment card account. The processor then initiates a payment transaction routed from the source account via a payment card system network to a payment card system settlement account that has been established in an agent bank in the same country as the destination bank account. The processor stores an instruction file of transfer instructions for the agent bank to transfer the transaction amount from the payment card system settlement account to the destination bank account, and later transmits the instruction file to the agent bank.
申请公布号 US2014040123(A1) 申请公布日期 2014.02.06
申请号 US201314047393 申请日期 2013.10.07
申请人 MASTERCARD INTERNATIONAL INCORPORATED 发明人 CHAN DAVID;LIM SAMUEL;SRIDHAR RAMA
分类号 G06Q20/22 主分类号 G06Q20/22
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