SYSTEM AND DIGITAL TOKEN FOR PERSONAL IDENTITY VERIFICATION

摘要

A system and a digital token for user identity verification comprise a control device for communicating over a network. The control device executes program applications and displays outputs to a user. A server communicates over the network to the control device and to other devices. The server comprises a personal identity model, a personal identity engine and a personal identity controller. The personal identity model collects and stores user information comprising personal information, personality, and biometric information. The personal identity engine processes the stored user information to produce the digital token. The personal identity controller manages exchange of the digital token in a user identity verification process. A claim point exchanges the digital token with the server in the user identity verification process in which upon verification the user's identity, the claim point provides a service to the user.