| 摘要 |
<p>A mobile to mobile payment method or system 100 comprises sending a one-time usable encrypted code from a first mobile device 101 associated with a payor to a second mobile device 102 associated with a payee. The one-time usable encrypted code comprises an identifier of the first mobile device 101, an amount of payment and at least a card number of a payment of the payor. The method further comprises receiving the one time usable encrypted code at a second mobile device 102 associated with a payee, receiving the one time usable encrypted code at a server 140 from the second mobile device 102 and decrypting the code. The encrypted code is expired after the decryption, and the server 140 is also used to execute a transfer of the amount of payment to an account associated with the payee. The code is preferably transmitted in the form of an audio signal.</p> |
